Anyone who applied for or owns a Capital One credit card.
What’s Going On?
Attorneys working with ClassAction.org are looking into whether a class action can be filed against Capital One over a 2019 data breach said to have affected approximately 100 million Americans. They're investigating whether the bank properly safeguarded consumers’ data and now need to hear from people who were affected by the breach.
What Information Was Stolen?
Credit scores, payment history, Social Security numbers, linked bank account numbers, email addresses and credit card balances.
What You Can Do
If you hold or applied for a Capital One credit card, fill out the form on this page. You may be able to take legal action against the bank.
How a Class Action Can Help
A class action lawsuit could help provide money for damage caused by identity theft, the cost of credit monitoring services and credit freezes, and the time spent dealing with the fallout from the breach.
Update: July 30th, 11:08 a.m.
First lawsuit filed against Capital One. Read on for more or fill out the form on this page if you want to find out how you can take action.
If you applied for or own a Capital One credit card, attorneys working with ClassAction.org would like to hear from you.
They’re looking to start class action lawsuits against the bank in light of reports that a 2019 data breach compromised the information of more than 100 million people in the United States. To find out how you could participate in a class action lawsuit against Capital One, fill out the form on this page.
What Information Was Stolen in the Breach?
It has been reported that the following information was compromised in the data breach:
Contact information, including email addresses
Credit card balances and credit limits
Capital One has also stated that approximately 140,000 credit card holders had their Social Security numbers accessed; about 80,000 linked bank account numbers were also leaked.
How Could a Lawsuit Help?
A lawsuit could help people who were harmed by the data breach at Capital One collect money for:
Damage caused by identity theft
The costs of credit monitoring, credit freezes, identity protection services, etc.
Time spent taking preventive measures to keep personal information safe following the breach
A successful case could also force Capital One to change the way it protects its data and serve as a warning for other banks.
Capital One is reportedly offering free credit monitoring and identity protection to those affected. According to privacy experts who spoke to MarketWatch, however, credit monitoring will only “look for changes on a credit report, indicating that someone is using your personal information to open new accounts in your name…it does not prevent someone from taking out a loan in your name.”
What Caused the Data Breach?
It was announced in late July 2019 that a hacker broke into a Capital One server and gained access to credit card applicants’ email addresses, credit scores and other information.
The hacker previously worked for Amazon Web Services, which was used by Capital One for cloud hosting, and is said to have gained access to the server through a misconfigured firewall. It is believed that the breach occurred in late March 2019, but was not announced until July 29th.
Attorneys working with ClassAction.org are now investigating whether Capital One took proper security measures to prevent the breach and whether the company should be held responsible for the harm caused to those whose information was exposed.
Have Data Breach Lawsuits Been Successful?
Yes. In fact, the Capital One data breach was made public just days after Equifax announced that it had agreed to a $671 million settlement to resolve claims that it failed to properly safeguard consumers’ information. Target, Anthem, and Ashley Madison have also paid out millions to settle data breach claims.
What to Do
The incident at Capital One has been reported as one of the largest data breaches ever, and now attorneys working with ClassAction.org want to speak with those ready to take action.
If you hold or previously applied for a credit card with Capital One, fill out the form on this page. An attorney working may then reach out to you directly to explain more about the litigation against Capital One and how you can participate.