Mortgage Company Flood Insurance Complaints:

Was Excessive Flood Insurance Forced Placed on Your Property?

IndyMac Flood Insurance: Forced Placed Coverage

IndyMac Mortgage Holders: If you were forced or coerced into buying an excessive flood insurance policy, you may have legal recourse. Class Action.org is investigating claims that certain banks have been forcing borrowers to purchase or maintain flood insurance policies that are unnecessary, overly expensive, or otherwise excessive. While IndyMac has not been named among the mortgage companies engaging in these questionable practices, many homeowners who have borrowed from other establishments have complained that they were forced into paying the high premiums of an unnecessary, second or excessive flood insurance policy. 

If IndyMac or any other bank forced you into buying or maintaining an overly expensive, excessive or second flood insurance policy, complete our free case review form today for a no cost evaluation of your claim. You may be able to seek compensation for the high premiums paid out for this coverage. 

Forced Placed Flood Insurance Lawsuits

Any mortgage holder may be able to participate in a forced placed flood insurance lawsuit if they had to purchase or maintain:

  • More flood coverage than what was required under their mortgage agreements
  • A second flood insurance policy after an acceptable policy was refused
  • A flood insurance policy which exceeded federal requirements 
  • A second flood insurance policy even though they were already covered by a condominium association or otherwise 

Allegedly, some of the banks that forced placed valueless flood insurance on borrowers received commissions for these purchases, the cost of which was added to the mortgage balance, deducted from their home equity account or otherwise expensed to the mortgage holder.  

Forced Placed Flood Coverage Complaints

If your mortgage company unnecessarily forced placed flood insurance policy on your home or condo, you may have legal recourse to seek financial compensation. To learn more about your eligiblity for a flood insurance lawsuit, complete our no cost case evaluation form today. Our forced placed flood insurance lawsuit attorneys are offering this online consultation at no cost or obligation and remain committed to protecting property owners who had their consumer rights violated. 

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