Mortgage Company Flood Insurance Complaints:

Flagstar Bank Flood Insurance Complaints

Flagstar Bank Forced Placed Flood Insurance

Single family and condominium homeowners who obtained a loan from Flagstar Bank and had flood insurance forced-placed on them may have legal recourse to seek financial compensation for the excessive cost of these policies. The bank refuses to accept existing flood insurance policies, which meet the requirements of the National Flood Insurance Program, and instead force places a second, unnecessary insurance policy on the homeowner, according to a Flagstar Bank forced placed insurance lawsuit. Allegedly, these second policies, which are essentially valueless to the company, are forced placed by the bank or its agents, or through the intimidation of property owners who will then pay to replace their existing polices. 

Did Flagstar Bank force place flood insurance on your property? Find out if you can seek compensation for the cost of the policy by completing our free, no obligation case review form

Flagstar Bank Forced Placed Insurance Lawsuit

According to a Flagstar Bank forced placed insurance lawsuit, the company would send a letter to the mortgage holder requiring proof of their flood insurance. The bank would then allegedly send a number of additional letters and ultimately purchase flood insurance for the borrower, the cost of which is either added to their mortgage balance of deducted from the home equity account. Essentially, customers are paying for a second policy which is valueless, as the National Flood Insurance Program will not pay twice for a loss in a condominium, even if that loss is insured by the complex's policy and a policy covering individual units.

Lawyers for Flagstar Flood Insurance Complaints

If you obtained a loan from Flagstar Bank and had flood insurance force placed on you, even though you had a policy through a condominium complex or otherwise, you may have legal recourse. To find out if you can participate in a Flagstar Bank forced flood insurance lawsuit to seek compensation for the cost of the unnecessary policy, complete our free case review form today. Our attorneys are offering this online consultation at no cost and with no obligation.

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