Consumer Fraud Lawsuits and Class Actions

Allegedly, some mortgage companies are force-placing flood costly and unnecessary insurance policies on their customers, who are thereby forced to pay high premiums for a valueless second policy.

Many of the country's largest banks, including Bank of America, Citibank, and Wachovia are allegedly subjecting their customers to unfair and deceptive overdraft protection charges. We are investigating to determine whether smaller, regional banks are also engaging in similar practices.

It has been alleged that Vector Marketing violated federal and state labor laws by failing to pay its employees for initial training time.

MSFT *ONLINE BILL.MS.NET WAUS charge on your bank or credit card statement? Help us determine whether a class action lawsuit can be filed to get your money back.

We are investigating allegations that U.S. Bank, Fifth Third Bank and Wells Fargo engaged in deceptive business practices when offering so-called deposit advance loans, which essentially function as payday loans. These loans may have been marketed under the following names: "Direct Deposit Advance," "Checking Account Advance" or "Early Access."

Allegations have surfaced that certain banks may be charging their borrowers for unnecessary and unauthorized collateral protection insurance, which is designed to protect lenders in the event that the borrower fails to obtain auto insurance or allows their insurance to lapse.

The Federal Age Discrimination in Employment Act prohibits workers over 40 from discrimination based on age. Those discriminated because of age in firing, hiring, pay or promotion may be eligible for compensation through an age discrimination lawsuit.

The WARN Act requires employers to give a 60-day advance notice of plant layoffs or closings to protect workers and their families.

Page Plus Cellular, a prepaid cell phone provider, offers an unlimited talk and text plan for $39.95 per month. However, customers have reported that their plans have been unfairly terminated for alleged abuse of the service.

Leading rental car suppliers Avis, Budget Group, Alamo and National allegedly charged unlawful fees to customers at the Reno and Las Vegas airports in Nevada.

A new trend in the debt collection industry, debt collectors are contacting surviving family members to collect deceased relative's debts. However, surviving relatives are generally not obligated to pay the debts of family members who have passed away.

California labor law prohibits employers from taking away earned but unused vacation days, therefore making use-it-or-lose-it vacation policies illegal.

Debt collectors cannot make payment demands after the receipt of a debt validation letter and before the mailing of the requested information.

Consumers who were overcharged for domestic, international, or collect calls made from pay phones and hotel room phones may be able to collect compensation for these high phone call fees.

Power Balance has admitted that its wristbands, which claim to improve balance and agility, are not backed by scientific evidence.

A Phiten class action lawsuit has been filed, accusing the company of using false and misleading advertising in the promotion of its bracelets and necklaces, which are marketed as having the ability to counteract fatigue and alleviate discomfort.

Statements regarding the Lights of America LED lamps allegedly exaggerate the product's life expectancy and light output, and consumers who purchased the LED light bulbs based on these claims may be entitled to financial compensation.

A class action lawsuit claims that the Your Baby Can Read Early Language Development Systems are ineffective and have been falsely misrepresented in advertisements. As a result, consumers may be able to take legal action to recover the cost of the system, which sell for nearly $200.

A TaxMasters class action lawsuit claims that the tax relief firm engaged in unfair business practices and deceptive advertising.

When a business which offers company stock as an investment option for 401(k) and retirement plans files for bankruptcy, they have certain obligations under ERISA to protect their employees' plans.

Employees and job applicants who were terminated or denied employment as a result of a background check may be eligible for a background check lawsuit if their employer or potential employer violated federal law when conducting the criminal background search.

The FTC has required Oreck to pay a $750,000 fine due to allegedly false and misleading claims regarding the Halo UV vacuum and ProShield Plus air cleaner, which were advertised as having the ability to prevent the flu and eliminate germs and viruses.

Some insurance companies are allegedly participating in unfair and improper payment of claims under supplemental insurance policies, including cancer policies, resulting in a reduction in the amount paid to policyholders who submit claims.

A potential Culturelle class action lawsuit is currently being investigated on behalf of consumers who purchased these probiotic supplements in light of allegations that the products do not live up to their advertised health claims.

Consumers who were unable to withdraw money from their Full Tilt Poker accounts may be eligible for a class action suit to get their money back, in light of allegations that the company engaged in a Ponzi scheme.

Retired union members who noticed that their union healthcare benefits were cut following retirement may be able to participate in a class action lawsuit to seek compensation for costs associated with increased co-pays, yearly deductibles, prescription drug costs, monthly premiums, and out-of-pocket maximums.

Employees fired by MF Global may have legal recourse to seek compensation for back wages and benefits if they were not provided adequate notice of the mass layoff under the WARN Act.

Allegedly, certain financial institutions have been abusing the interest rates they charge in association with their adjustable rate mortgages (ARMs).

Consumer who purchased air filters or air intake systems sold by Spectre Performance may be able to recover the cost of their product in light of allegations that the company misrepresented the fuel economy and horsepower benefits of these products.

It has been alleged that certain appliances sold under the Energy Star label do not meet the requirements of Energy Star program, leading consumers to pay a higher up-front cost for a product which does not provide any of its promised savings in their energy bills.

Consumers who were required to buy private mortgage insurance (PMI) may be entitled to compensation in light of allegations that lenders are conspiring with PMI companies to capitalize on money their borrowers paid to PMI companies in premiums.

New replacement policies marketed by insurance companies may provide less coverage than existing policies and operate as a way to save the company from future exposure.

Recent research has revealed that SSRIs are only effective in those with severe depression. If companies are knowingly selling ineffective drugs, they could be liable under the False Claims Act.

Consumers in Illinois, New York, Pennsylvania and California may have legal recourse if they were charged both repair costs and diminishment of value after bringing a rental car back damaged.

In California, it is illegal for an employer to deny earned vacation pay to employees who are terminated, let go or laid off.

Several lawsuits have been filed on behalf of students and other young workers who were hired as "unpaid interns" to cut costs for the company.

Businesses which saw their insurance premiums increase without a change in operations or risk may have legal recourse to recover these costs.

Businesses which suffered a loss that exceeded the coverage limit shown in their property or liability insurance policy may have legal recourse if their insurer failed to adhere to the terms of their agreement.

Businesses with certain types of insurance claims may be entitled to compensation if their insurer did not update their loss history upon selling salvaged property or successfully subrogating liability claims.

It has been reported that up to 10 million American Express, Visa, Mastercard and Discover cardholders may have been affected by a security breach of Global Payments, a credit card payment processor.

Businesses who purchased property or casualty insurance within the past five years and were overcharged premiums due to an illegal rounding practices may have legal recourse.

It has been alleged that certain banks are force placing excessive and costly hazard insurance policies on their borrowers.

Force placed insurance lawsuits are claiming that lenders are taking advantage of their ability to force place insurance on consumers, buying over-priced and excessive coverage on behalf of borrowers who are left no choice but to pay the high costs of the policy.

Certain mortgage lenders have allegedly forced borrowers to pay for costly homeowner's or property insurance which is excessive, backdated or unnecessary.

An Amtrak class action lawsuit alleges that the rail service has yet to comply with the Americans with Disabilities Act (ADA) and seeks to require Amtrak to immediately alters its rail stations to make them usable and accessible to disabled passengers.

A number of lawsuits have alleged that employment credit checks discriminate against minorities, including African Americans and Latinos.

It has been alleged that some mobile device companies may be violating a federal law when they seize the remaining funds in the accounts of pre-paid phone users who fail to pre-pay the monthly or daily payment within 60 days.

Yazaki, Denso and G.S. Electech have been charged with rigging bids and price fixing. Businesses which purchased certain auto parts implicated in this scheme may have legal recourse as a result.

It has been alleged that certain banks and mortgage companies have been changing the terms of their home equity loans and commericial lines of credit, or suspending them entirely, without reason in an attempt to appear healthier to federal regulators.

ClassAction.org is investigating potential claims against LinkedIn for a security breach that may have compromised the passwords and personal information of approximately 6.5 million users.

Are you a citizen of Canada? Did you purchased a financial instrument or trade Eurodollar futures contracts or options on futures contracts linked to Libor? Find out why you may be owed compensation.

Allegations have surfaced that Aspen Dental is misleading customers about coupons, free exams and discounts, and charging for unnecessary services.

Allegations are growing that banks are forcing homeowners to pay the high costs of backdated, unnecessary or otherwise excessive wind insurance policies.

Allegations have surfaced that gas stations may be unfairly charging the higher, credit card price when a consumer pays using a gas station gift card or prepaid gas card, which in all other respects is treated as cash.

Consumers who noted unauthorized charges from Experian or another credit report agency may have legal recourse to collect compensation for damages.

Allegedly, the Suave Keratin Infusion 30-Day Smoothing Kit was falsely advertised to smooth the user's hair and can cause significant hair loss, even when applied properly.

Spirit Airlines has been hit with a class action lawsuit alleging that they charged a useless passenger fee which consumers were led to believe was a government-required charge.

Certain banks and mortgage lenders have allegedly been trying to reap profits from struggling consumers by marking up fees charged for default-related services after a borrower defaults on their mortgage loan or has their account classified as delinquent.

Consumers who received unsolicited text messages may be entitled to compensation, as federal law bans text messages sent without the recipients' consent.

Businesses which received junk faxes may have legal recourse to recover compensation if the sender violated the Telephone Consumer Protection Act.

Consumers who received offers for vehicle service contracts, which are similar to extended warranties, may have legal recourse to collect compensation for damages.

One Hartford life insurance policy is alleged to contain hidden costs which make the coverage overly expensive for consumers.

Hyundai and Kia are facing class action lawsuits claiming that they misled consumers by advertising inaccurate fuel efficiency ratings for certain 2011, 2012 and 2013 models.

It has been alleged that TD Bank Canada and other Canadian banks have been reordering their customers' transactions in an attempt to collect more overdraft fees.

ADT is facing a class action lawsuit alleging that they unlawfully imposed early termination fees and increased alarm monitoring fees without proper disclosure to consumers.

It has been alleged that the 2013 Ford Fusion and C-Max Hybrid vehicles were sold under false and misleading fuel efficiency claims.

Robocalls to cellphones and landlines are generally prohibited unless teh consumer has provided their express consent to receive these automatic dialer, pre-recorded calls.

Disabled employees who were fired after their employer imposed a "Maximum Leave Policy" may have legal recourse to recover their job and any additional losses.